When we have a major car repair, or have leaking refrigerant from our homes air conditioner, or need to fill a cavity we don't go searching through TikTok, Reddit, Instagram and Youtube for how to do it ourselves do we? Why do we do we openly seek professionals when the stakes are a few hundred or thousand dollars, yet follow the advice of internet strangers when it comes to hundreds of thousands or even millions of dollars?
Vanguard recently published a study showing that a sound financial advisor may raise your real returns by 3% or more a year!
It should be noted this is not by "beating the market" it's in fundamental choices made to reduce taxation, and proper planning throughout your journey.
If you are passionate about finances, and are eager to learn about tax loss harvesting, tax gain harvesting, rollovers, marginal tax rates, and are looking forward to Jerome Powell's next speech, then that's fantastic! But if you would rather spend your time doing ANYTHING else, then find someone who does enjoy it! (Like me)
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